Personal Finance
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12 December 2024
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This festive season, consider giving your children a gift that lasts: an investment in their future. By redirecting part of your gifting budget toward an investment, such as an ETF, unit trust, or Tax-Free Savings Account, you can teach them the value of saving and the power of compounding. -
7 October 2024
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Estate planning is a critical part of any sound financial strategy and is essential for everyone, not just the wealthy. It is important to have a valid will, avoid do-it-yourself options, and keep an updated list of assets and liabilities to ensure financial protection for both individuals and their beneficiaries. -
26 September 2024
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South Africa's innovative two-pot system, blending immediate access with long-term retirement savings, is inspired by global best practices. There’s comfort in knowing we’re not the first; we’re following a long tradition of similar systems, taking poignant learnings from each. -
16 September 2024
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In this article, we explore the different types of economic landings that can occur. We also examine historical trends in cutting cycles led by the US Fed and SARB, and the intricate relationship between their respective monetary policies. Whether it’s a soft, hard, or no landing scenario, understanding these dynamics is crucial for navigating the remainder of 2024 and what lies ahead. -
3 September 2024
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Retirement is a major life transition where emotional and behavioral biases can significantly impact investment decisions, often leading to fear-driven and irrational choices. By addressing common biases like overconfidence, loss aversion, and regret aversion, and by setting up a long-term strategy, retirees can better navigate their financial future. -
15 July 2024
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South Africans are struggling to save for retirement, prompting a shift to a two-pot system for retirement funds starting 1 September 2024. This system splits contributions into a savings pot and a retirement pot, with financial advisers playing a crucial role to secure their long-term financial well-being.
